Are you a first-time homebuyer in New Hampshire? This comprehensive guide is your essential resource, offering specialized assistance programs and valuable information exclusively tailored for residents of the Granite State. Explore a variety of programs, including down payment assistance and favorable mortgage options, designed to make homeownership more attainable. Navigate the dynamic real estate market of New Hampshire with confidence.
State-Wide Programs
| Program | Assistance Offered | Who Should Apply | Assistance Type |
|---|---|---|---|
| Up to 4% of the loan amount that can be used for down payment and closing cost assistance | Any homebuyer who meet income requirements | Forgiveable second mortgage | |
| Reduces up to $2,000 in mortgage interest that you pay into federal taxes for the life of your loan | Any homebuyer who finances with New Hampshire Housing first mortgage | Tax credit | |
| Up to 4% of the loan amount that can be used for down payment and closing cost assistance | Any homebuyer who meet income requirements | Forgiveable second mortgage | |
| Down payment assistance - not specified | Any homebuyer who meet income requirements and live in eligible rural areas | Subsidy |
City Programs
| City | Program | Assistance Offered | Who Should Apply | Assistance Type |
|---|---|---|---|---|
| Portsmouth | Up to $65,000 in down payment and closing cost assistance | First time homebuyers purchasing a home in Portsmouth and meets income requirements | Deferred second mortgage with a 0% interest rate |
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