Are you a first-time homebuyer in Oklahoma? This comprehensive guide is your essential resource, offering specialized assistance programs and valuable information exclusively tailored for residents of the Sooner State. Explore a variety of programs, including down payment assistance and favorable mortgage options, designed to make homeownership in Oklahoma more attainable.
State-Wide Programs
Program | Assistance Offered | Who Should Apply | Assistance Type |
---|---|---|---|
Up to 3.5% of loan used towards down payment and closing costs | First time homebuyers that can meet income and credit score requirements | Not specified | |
Up to 3.5% of loan used towards down payment and closing costs | Homebuyer that is currently employed as a firefighter, police office, or emergency medical personnel in Oklahoma | Grant | |
Up to 3.5% of loan used towards down payment and closing costs | Homebuyer that is currently employed by Oklahoma State Agency | Grant | |
Up to 3.5% of loan used towards down payment and closing costs | Homebuyers that hold an Oklahoma teacher's certificate and currently employed in a public school district or accredited private or parochial school | Grant |
City Programs
City | Program | Assistance Offered | Who Should Apply | Assistance Type |
---|---|---|---|---|
Lawton | Up to $15,000 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Loan - 50% forgiveable | |
Midwest City | Up to $5,000 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Grant | |
Midwest City | Up to $5,000 in down payment and closing cost assistance | Homebuyers buying in the original mile designated area and that can meet income requirements | Grant | |
Oklahoma City | Up to $15,000 in down payment and closing cost assistance | Homebuyers that can meet income requirements | Forgiveable second mortgage | |
Tulsa | Up to $5,000 in down payment and closing cost assistance | First time homebuyers buying within Tulsa city limits and that can meet income requirements | Not specified |
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