Are you a first-time homebuyer in West Virginia? This comprehensive guide is your essential resource, offering specialized assistance programs and valuable information exclusively tailored for residents of the Mountain State. Explore a variety of programs, including down payment assistance and favorable mortgage options, designed to make homeownership more attainable. Navigate the real estate market of West Virginia with confidence and uncover the unique opportunities that await you.
State-Wide Programs
| Program | Assistance Offered | Who Should Apply | Assistance Type |
|---|---|---|---|
| Down payment and closing cost assistance - amount not specified | Not specified | Loan | |
| Down payment assistance - amount not specified | First time homebuyers | Not specified | |
| 30 year fixed rate mortgage up to 100% of price | First time homebuyers that can meet income requirements | Mortgage | |
| Up to $10,000 in down payment and closing cost assistance | Any hombuyer participating in WVHDF Homeownership Program | Second loan with a 2% interest rate |
Regional Programs
| County/Region | Program | Assistance Offered | Who Should Apply | Assistance Type |
|---|---|---|---|---|
| Brooke | Up to $10,000 in down payment assistance | First time homebuyers | Not specified | |
| Hancock | Up to $10,000 in down payment assistance | First time homebuyers | Not specified |
City Programs
| City | Program | Assistance Offered | Who Should Apply | Assistance Type |
|---|---|---|---|---|
| City of Weirton | up to $10k | First time homebuyers | Not specified | |
| Huntington | Up to 25% of the purchase price that can be used for down payment assistance | First time homebuyers that can meet income requirements | Loan with a 0% interest rate | |
| Martinsburg | Up to $14,500 in down payment assistance | First time homebuyers that can meet income requirements | Deferred loan with a 0% interest rate |
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